Annual Enrollment for Health Insurance Benefits from April 26 – May 21, 2021

CITY of BOSTONDear City of Boston Employee/Retiree,

Annual enrollment for the City of Boston’s health insurance benefits will take place from April 26 – May 21, for coverage effective July 1st, 2021. This is your once-a-year opportunity to enroll in, terminate, or change your benefit elections for the following year unless you have a qualifying event.

We know healthcare decisions can be complicated and that each individual and family has unique needs to consider. It is essential that you understand how the upcoming non-Medicare changes may impact you and to make the best choice for yourself and your family. We encourage you to research your options, and we’ll be here to help you make the best choice for your needs. More information about virtual information sessions that we will be offering can be found below.

The most notable non-Medicare changes are stated and illustrated below:AllWays Health Partners Standard HMO will be replaced by the AllWays Value HMO focused on high-quality, high-performance, lower-cost providers.Harvard Pilgrim Standard HMO will be replaced by Blue Cross Blue Shield (BCBS) Standard HMO.BCBS Standard HMO and PPO plans will include a small annual deductible and increased copays for some services.For employees and non-Medicare retirees, if you agree to the default plans illustrated in the chart above and you do not wish to make any other changes to your current coverage, you do not need to do anything.

For Medicare retirees, if you do not wish to make any changes to your current coverage, you do not need to do anything. Your current non-Medicare and Medicare coverage will carry over on July 1, 2021, including automatic enrollment in the new non-Medicare plans. Review the 2021 Annual Enrollment Benefits Guide and visit the dedicated Annual Enrollment page. These resources provide a comprehensive overview of the upcoming changes, alongside current benefit offerings to you as an employee or retiree. We also strongly encourage you to attend a one-hour virtual information session and contact the respective health insurance carrier to learn more.

If you are interested in adding, dropping, or making other changes to your coverage, you must submit an updated enrollment application to the Health Benefits & Insurance office by May 21, 2021. If you are adding a spouse or dependent, you will be required to provide documentation verifying eligibility, such as a certified marriage or birth certificate. All necessary documents must be submitted together, otherwise, partial documents will be voided. To submit forms, employees and retirees can send via:Mail: 1 City Hall Square Room 807 Boston, MA 02201Fax: (617) 635-3932Email: hbi@boston.govVirtual One-Hour MeetingsTo join a meeting, go to zoom.us, select Join a Meeting, enter meeting ID 924 1420 3094, and password AE2021. You can also join by phone by dialing 646-558-8656 and entering meeting ID 924 1420 3094 and passcode 259660.
Sessions for employees and non-Medicare retirees:Friday, April 23: 10:30 a.m.Tuesday, April 27: 10:30 a.m. and 2:30 p.m.Wednesday, April 28: 6 p.m.Wednesday, May 5: 10:30 a.m. and 2:30 p.m.Thursday, May 6: 6 p.m.Monday, May 10: 6 p.m.Tuesday, May 11: 10:30 a.m. and 2:30 p.m.Wednesday, May 19: 6 p.m.Thursday, May 20: 10:30 a.m. and 2:30 p.m.Sessions for Medicare retirees:Thursday, April 29: 9:30 a.m.Tuesday, May 4: 6 p.m.Wednesday, May 12: 2:30 p.m.Tuesday, May 18: 6 p.m.Opt-OutThe opt-out program for active employees will run from June 1st – June 18th. For more information, please review the 2021 Annual Enrollment Benefits Guide or visit hub.boston.gov/health-and-wellness-benefits, scroll to the ADDITIONAL/RELATED BENEFITS tab, and select the Opt-Out Program section.Questions?You can reach out to the Health Benefits & Insurance office with any questions at hbi@boston.gov or (617) 635-4570.Attachments2021 Annual Enrollment Benefits GuideBasic Life Insurance Enrollment FormNon-Medicare Enrollment FormFY21-FY22 Rate Comparison – Non-Medicare PlansFY22 Non-Medicare Plan Comparison ChartFY22 Medicare Plan Comparison Chart

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